¡Descubre la Tarjeta de crédito Ibercaja Visa Más One!

Features of the Ibercaja Visa + One Credit Card

The Ibercaja Visa + One card has the following main features:

• Designed especially for young people between 18 and 30 years old;
• Excellent for use in everyday purchases;
• Super easy to apply for online on the official Ibercaja website;
• 100% free, with no issuance or maintenance fees;
• Easily accepted at stores in Spain and around the world;
• Free debit cash withdrawals at Ibercaja ATMs or those with the VISA logo anywhere in the world;
• Contactless technology: no need to swipe the magnetic strip or insert the chip in the reader;
• Ibercaja app that allows you to manage your purchases or even block your card in case of need;
• Total security for your in-person or virtual purchases;
• Discount on concert and show tickets;
• Discount program offered by Euro6000 and Euro 6000 Privileges;
• Authorization to operate from your mobile using Ibercaja Pay, Apple Pay, Samsung Pay, or Google Pay;
• Valid for 5 years, renewable until you turn 31;
• Available payment method: end-of-month payment.

How can I manage my Ibercaja Visa + One Credit Card?

To manage your card, you will need to download the Ibercaja App, which allows you to have greater control over your expenses and check your balance and transactions.

Also, through the app, you can make changes to your card limits in the “modify card limits” option. You can choose a daily limit for purchases, a daily limit for cash withdrawals at ATMs, or a monthly credit limit.

The app also allows you to block your card at any time, as well as turn it off or on for certain environments.

About the issuing bank of the Ibercaja Visa + One card

Ibercaja Banco already has more than 2.6 million customers in Spain and has 894 offices, 4,794 employees, and a turnover of more than 99,025 million euros.

Therefore, it is one of the most important banking groups in the country, offering investment funds, pension plans, savings and risk insurance, leasing, and renting.

Brand

The Ibercaja Visa + One credit card is backed by the Visa brand and ensures advantages and security for customers. One of these advantages is its easy acceptance worldwide.

Maintenance cost

As clarified throughout this article, this card has no maintenance or issuance costs.

From what age can it be requested?

This credit card is aimed at people aged 18 and older, up to 31 years, automatically renewing every 5 years.

Minimum income

The financial institution does not disclose the minimum income amount to qualify for this card.

What is the credit limit?

The credit limit is up to €4,500, determined according to the client’s profile.

Interest rates

APR 0% interest; annual NIR 0%.

Advantages and disadvantages of the Ibercaja Visa + One credit card

It is very important to know and consider the advantages and disadvantages of applying for a credit card.

Advantages of the card

• No fees, completely free;
• Easy acceptance in various parts of the world;
• Availability of cash at enabled ATMs.

Disadvantages of the card

• Does not offer installment or deferred payment options. Everything purchased must be paid at the end of the month.

Are you interested in this offer and want more information? Then, find out here a complete step-by-step guide we have prepared for you. Click below!

Credit Card

Discover the Ibercaja Visa One Credit Card

Users of the Ibercaja Visa One Credit Card can benefit from zero annual fees, make early repayments without penalties, build a good credit history, and much more. Find out how to apply here!

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Discover the Ibercaja Visa One Credit Card

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