¡Descubre la Tarjeta de crédito BBVA Oro España!

Features of the BBVA Gold Credit Card

The BBVA Gold Credit Card has the following main features:

• Easy to use in daily life;
• Simple and completely online processing;
• Annual maintenance fee of €80 for the main cardholder and €50 for additional cards;
• No commission for cash withdrawals at BBVA ATMs in Spain;
• 4% commission for cash withdrawals on credit at ATMs in Spain;
• Flexible financing that allows you to enjoy facilities for your purchases, as we will clarify later;
• Total freedom to manage your expenses and your card through the BBVA bank app on your phone. We will also clarify this shortly.

What is the flexibility of financing with BBVA Gold After?

This credit card offers different and flexible payment options that are available for the customer to choose from.

Therefore, it will be possible to choose between three different payment methods for your card: full payment, deferred payment (revolving), or personalized payment.

• Full Payment: the customer must make the payment for their credit card monthly expenses on the 5th of the following month;
• Deferred or Revolving Payment: the customer must pay a fixed amount of their monthly expenses on the 5th of the following month, with interest;
• Personalized Payment: the personalized payment allows you to split the payment of your monthly credit card expenses or any purchase made from €50 to €1000. Thus, you can choose between 3 to 6 months for payment (with a fee) or 7 to 36 months for payment (with interest). Calculate the installment in the BBVA app on your phone.

About the issuer bank of the BBVA Gold After Credit Card

Founded in 1857, with a customer-focused vision, BBVA bank acquired an important leadership position in the Spanish market and also worldwide.

With that, the financial institution became the largest shareholder of Garanti BBVA in Turkey and also achieved significant positions in the United States market.

Brand

The BBVA Gold After card is backed by VISA, one of the most important and accepted brands worldwide. This guarantees access to numerous benefits.

Annual Fee

As we have already clarified, this card has a maintenance fee of €80 for the main cardholder and €50 for any additional beneficiaries.

Minimum income to apply for the BBVA Gold After Credit Card

The official bank website does not mention the minimum income required to obtain the card.

Approval Time

The application for this card is a simple process that can be completed online. The approval time will depend on the bank and usually takes a few minutes.

From what age can it be requested?

This credit card is for individuals over 18 years old.

What is the credit limit?

The pre-established limit is from 600 to 6000 euros, but the financial conditions of each client are analyzed.

Advantages and disadvantages of the Santander credit card

Like all credit cards, this one also offers numerous benefits to all customers who apply for it, making it an excellent credit option. And there’s more! It is endorsed by the VISA brand, which provides additional benefits.

However, like any product, it also has disadvantages to consider before applying.

Card Advantages

• Total flexibility for your bill payments;
• Accepted in various stores in Spain and abroad;

Card Disadvantages

• Charges an annual maintenance fee for both the main cardholder and beneficiaries.

Do you want to know how to apply for the card? Then, find out here a complete and detailed step-by-step guide to ensure this easy credit solution.

Credit Card

Discover the BBVA Gold Credit Card Spain

Users of the BBVA Gold Credit Card in Spain can benefit from zero annual fees, make early payments without penalties, create a good credit history, and much more. Find out how to apply here!

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Discover the BBVA Gold Credit Card Spain

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