This credit card is ideal for all customers looking for comfort and practicality in their financial life and daily life, as it offers various advantages, such as the possibility of splitting purchases or making payments in the way the customer chooses.
If you are interested in knowing the details so you don’t miss this offer, then keep reading and we will explain everything right away.
Credit Card
Discover the Caixabank Visa & Go Credit Card
Users of the Caixabank Visa & Go credit card can benefit from zero annual fees, make early payments without penalties, create a good credit history, and much more. Discover how to apply here!
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Discover the Caixabank Visa & Go Credit Card
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Characteristics of the Caixabank Visa & Go credit card
The Caixabank Visa & Go card has the following main features:
- Perfect for streamlining your purchases and your daily life;
- Super easy to process online and takes a few minutes;
- No issuance or maintenance commission for the period of one year, and can be extended as long as the customer uses it at least once a year;
- Total financing flexibility with the possibility of changing the payment method, between weekly, monthly, or specific days according to your own conditions;
- Total freedom to manage your expenses and your card through the Caixabank bank application on your mobile phone. We’ll clarify right away so you understand better.
Manage all your expenses with this card
With this card, you will avoid many problems and headaches, as you will be able to have full control of your expenses and the remaining balance on your card, using the Caixabank application on your mobile. You will also be able to view your purchases in real-time and when they will be charged.
Through the application, you can also locate any purchase, view the details, and control each pending payment.
Payment methods
Choose the payment method that suits you best:
- Weekly payment: your expenses are charged every week. After the payment is made, your credit becomes available again;
- End-of-month payment: purchases made are charged at the end of the month for payment to be made;
- Deferred payment: a certain amount of the available credit (used) is paid every month for more information on deferred or installment payment, dividing the payment of a specific purchase over several months. There are interest charges in both cases.
About the Issuing Bank of the Caixabank MyCard
Since it merged with Bankia, Caixabank has become the largest bank in the domestic market by volume of assets managed. In addition to Spain, it also operates in Portugal.
At the end of 2022, CaixaBank already had a total of 20.2 million customers and the largest network of branches and ATMs in Spain and Portugal.
Brand
The Caixabank Visa & Go card is backed by VISA, one of the most important and widely accepted brands worldwide.
Therefore, customers can access numerous benefits offered by that brand, mainly due to its easy acceptance in various commercial establishments.
Annual fee
As already clarified, this card does not charge fees or maintenance fees for the period of one year. After that, it will start charging the annual maintenance fee in the amount of €36 as long as the customer does not make at least one purchase per year.
Minimum income to apply for the BBVA Aqua Plus credit card
The bank’s official website does not mention the minimum income amount to apply for this card.
Approval time
Applying for this card is a simple process and everything is done online. The approval time is usually a few minutes.
From what age can it be requested?
This credit card is aimed at people over 18 years old.
What is the credit limit?
The financial institution does not inform a pre-established limit, as it depends on each customer’s conditions.
Advantages and disadvantages of the Santander credit card
This card offers numerous benefits to customers who take it out and, therefore, it is a good credit option. And there’s more! It is backed by the VISA brand, accepted internationally.
But before hiring, we also invite you to consider the disadvantages.
Advantages of the card
- Does not charge an annual maintenance fee for the first year;
- Does not charge opening commission;
- Has complete flexibility for paying your bills;
- Is accepted at various stores in Spain and abroad;
Disadvantages of the card
- Does not offer any bonus program.
Do you want to know how to apply for the card? Then find out here a complete and detailed step-by-step process to ensure this easy credit solution.
Credit Card
Discover the Caixabank Visa & Go Credit Card
Users of the Caixabank Visa & Go credit card can benefit from zero annual fees, make early payments without penalties, create a good credit history, and much more. Discover how to apply here!
Continue reading
* You will remain on the current site
Discover the Caixabank Visa & Go Credit Card
Continue reading
You will stay on the current website