¡Descubre la Tarjeta de crédito Cofidis!

Credit card without annual fee and special advantages in Spain!

Having a simple and completely flexible credit card is a way to have full control of your financial life in the palm of your hands.

Therefore, clients looking for more tranquility can benefit from the Cofidis Credit Card, which allows payments to be split and offers a credit line of up to 6000 euros, according to each client’s profile.

If you want to know the details so you don’t miss out on this offer, we’ll explain everything right away.

Characteristics of the Cofidis Mastercard credit card

The Cofidis Mastercard credit card has the following main features:

• It is easy to use for your everyday purchases;
• It is super easy to process online or by phone call and takes a few minutes;
• Completely free, with no issuance or maintenance fees;
• Each month you will pay the same amount and there is no need to change banks;
• Total security with the internet shopping seal and free accident insurance;
• Discounts at over 6000 establishments with the Euro6000 program;
• Cash available at ATMs. Maximum limit conditioned to your credit line.

How does my Cofidis Mastercard card work?

This card is completely free and has no additional costs, such as additional fees or issuance and maintenance commission. In summary, you will only pay if and when you use it.

You can choose the installment and always make a payment of the same amount regardless of what you spend, with an APR of 21.46% and an APRC of 23.70%.

But don’t worry, because you can always make a call to make new adjustments according to your wishes.

The Cofidis Mastercard card also includes discounts, such as the Euro6000 program that maintains offers available in more than 100 brands to be consulted on the official website.

In addition, this card has the online security seal for purchases made online and also offers accident and travel assistance insurance that operates 24 hours a day and offers up to €100 for free.

About the issuer of the Codifis Mastercard Card

Cofidis is a financial entity with 30 years of experience that offers remote credits, accompanying its clients with financial solutions and providing personalized advice.

That’s why it is a reference financial entity in Spain and has already assisted more than 2.5 million clients.

Brand

The Cofidis card is backed by Mastercard, which is internationally known and widely respected and accepted in various commercial establishments around the world. This ensures numerous benefits for customers.

Annual Fee

As already clarified, this credit card does not charge issuance or maintenance fees. The customer pays for what they consume.

Minimum income to apply for the Codidis Mastercard credit card

The bank’s official website does not mention the minimum income amount to apply for this card.

Approval time

Applying for this card is a simple process and everything is done online or by phone call. Within a maximum period of 15 days, you will receive the card at your home.

From what age can you apply?

This credit card is aimed at individuals over 18 years of age.

What is the credit limit?

The credit limit depends on each client’s profile. The credit line is up to €6,000.

Advantages and disadvantages of the Santander credit card

This card offers numerous benefits to customers who hire it, and therefore, it is a good credit alternative. And there’s more! It is backed by the Mastercard brand, accepted internationally.

But before hiring, we also invite you to consider the disadvantages.

Advantages of the card

• Does not charge an annual maintenance fee for life;
• Does not charge opening commission;
• Flexibility for your bill payments;
• Accepted at various businesses in Spain and abroad;

Disadvantages of the card

• Does not offer any bonus program.

Do you want to know how to apply for the card? Then, find out here a complete and detailed step-by-step guide to ensure this easy credit solution.