¡Descubre la Tarjeta de crédito WiZink!
Credit card with no annual fee and many special advantages in Spain!
When it comes to credit cards, one cannot doubt. You must always choose the one that offers the best advantages and conditions. That’s why the WiZink Me Credit Card is ready to serve its customers.
In addition to returning 3% of purchases at the customer’s choice, it also offers numerous other benefits that we will try to clarify shortly.
If you want to know the details so you don’t miss any of this offer, then keep reading.
Features of the WiZink Me credit card
The main features of the WiZink Me card are:
- More ease for daily shopping;
- Super easy to apply online;
- Totally free, no charges for issuance or maintenance;
- Flexible payment method: end of the month or deferred;
- 3% refund on all purchases at the customer’s choice;
- Free 24h alert service, every day of the week;
- Cash available at ATMs;
- Use allowed through Apple Pay and Samsung Pay;
- Free insurance for protected purchases.
How does my WiZink Me card work?
The WiZink Me credit card is completely free and has no issuance or maintenance costs. The customer can pay for what they buy and use without worrying about extra expenses or debts.
Also, it has super flexible payment methods in two different modalities, which are full payment and instalment payment. Here’s a better explanation:
- Full payment: you pay the total amount spent each month. With this payment method, there are no interest fees, meaning 0% APR and 0% NIR.
- Instalment payment: in this mode, the customer chooses a fixed amount per month: 50, 100, 200€ or any other amount, which must be higher than the minimum payment. In these cases, interest is generated: APR 21.76% and NIR 19.85%.
Remember that the client can always choose the payment date of the invoice that suits them best, between the 5th, 10th, 27th or the last day of each month.
About the issuer of the WiZink Me card
WiZink is a digital bank specialized in various credit solutions and savings. That’s why it has simple products that help customers organize their financial lives and think more carefully about how they spend their money in order to get the most out of it.
Furthermore, it is always seeking partnerships with other companies to deliver better quality and differentiated cards to customers.
Brand
The WiZink Me card is backed by Mastercard, one of the most well-known globally, accepted internationally, providing more security and also making life easier for customers.
Annual fee
As we’ve already clarified, this credit card is completely free with no maintenance costs, whether annual or monthly.
Minimum income to apply for the WiZink Me credit card
The bank does not specify the minimum income values that customers must have to apply for the card.
Approval time
The process of applying for your card is completely simple and takes 5 minutes. After that, you will receive the card at your home within 10 days.
From what age can you apply?
This card is available from the age of 25.
What is the credit limit?
The credit limit depends on each customer’s profile and will be informed at the time of application.
Advantages and disadvantages of the WiZink Me credit card
This card offers various benefits and for that reason, it is an excellent credit alternative. But besides the advantages, it is also important to consider the disadvantages, as discussed next.
Advantages of the card
- No issuance and maintenance fees;
- No opening commission;
- Flexibility for bill payments;
- Accepted at various stores in Spain and abroad;
Disadvantages of the card
- Does not offer any long-term bonus program.
Want to know how to apply for this credit card? Then you will see the complete step-by-step process to apply for this card here.
