¡Descubre la Tarjeta de crédito Wizink Now!
Credit card with no annual fee and many special benefits in Spain!
If you are interested in applying for a credit card, then this is one of the best options available today. The WiZink Now Credit Card offers numerous conditions for making your purchases and also ensures that you have an extra credit of €2000.
Furthermore, this card has no maintenance costs and also allows cash withdrawals at ATMs at low interest rates.
If you are interested in the details of this offer, then keep reading and clear all your doubts before applying for your card.
Features of the WiZink Now credit card
The main features of the WiZink Now card include:
- Easy to use for everyday purchases;
- Easy to apply for online;
- Completely free, with no charges for issuance or maintenance;
- Flexible payment options: at the end of the month or deferred;
- Easy to defer payments for up to three months interest-free;
- Credit limit of up to €5,000 available for use;
- Extra credit of up to €2,000 available for request;
- Free 24-hour alert service, every day of the week;
- Cash available at ATMs;
- Usable through Apple Pay and Samsung Pay;
- Free insurance for protected purchases.
How does my WiZink Now Card work?
The WiZink Now Credit Card is available completely free of charge, with no commission or maintenance fees. Additionally, it allows the customer to choose between different payment methods, which we clarify below.
- Full payment: Pay the total amount spent each month. This payment method does not generate interest. TAE 0%; TIN 0%;
- Payment in installments: In this method, the customer chooses a fixed amount per month: €50, €100, €200 or any other amount, which must be higher than the minimum payment. In these cases, interest is charged: TAE 21.76% and TIN 19.85%.
Remember that the customer can always choose the payment due date that suits them best, between the 5th, 10th, 27th, or the last day of each month.
How to request the extra credit of up to €2,000?
The first step to request the extra credit is to decide on the amount you want and choose the repayment term between 6, 12, or 24 months. Let’s give you an example where you request €2,000 and decide to repay it in 24 months.
You will have a monthly installment of €90 for 23 months and a final installment of €90. TIN 7.5% and TAE 7.76%.
The total amount owed will be €2,160.
About the issuer of the WiZink Now Card
WiZink is known in Spain as a digital bank that offers easy-to-use products and is prepared to help customers organize their financial lives, making the most of their money.
Additionally, it always seeks partnerships with various companies to deliver better quality and also offers differentiated cards to customers.
Brand
The WiZink Now Card is backed by Mastercard, one of the most well-known globally and accepted internationally.
Annual fee
This card has no annual maintenance costs.
Minimum income required to apply for the WiZink Now credit card
The bank does not specify the minimum income values to be verified during the application.
Time for approval
The request for this card is completed in just 5 minutes. Afterwards, you will receive the card at your home within a period of 10 days.
From what age can you apply?
This card is available from 25 years of age.
What is the credit limit?
The credit limit depends on each customer’s profile and will be informed at the time of application.
Advantages and disadvantages of the WiZink Now credit card
There are always many advantages and disadvantages to consider before applying for a credit card, and with this one, it’s no different.
Advantages of the card
- No issuance or maintenance fee;
- No opening commission;
- Flexibility for paying your bills;
- Accepted at various stores in Spain and abroad;
- Offers an extra credit of €2,000;
Disadvantages of the card
- Does not offer bonus or discount programs.
Do you want to know how to apply for this credit card? Then, here you will see the complete step-by-step process to get this card.
